Know the moment rates hit your number.

Enter your target mortgage rate. We'll email you when the national 30-year fixed average reaches it. No noise. Just the alert.

Current 30-yr fixed

6.87%

Source

Freddie Mac PMMS

Updated

weekly

Set your rate alert

We'll tag you as a rate watcher and alert you when the 30-yr average hits your target.

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You're in the rate-watchers list. We'll email you as soon as the 30-year average hits your target. Check your inbox for a confirmation.

Rate context

30-yr fixed (current)

6.87%

National avg. Updated weekly by Freddie Mac PMMS. The benchmark rate for most buyers.

15-yr fixed (typical)

6.24%

Typically ~0.5–0.7% below 30-yr. Higher monthly payment, less total interest.

Historic avg (30-yr)

7.72%

50-year average. Current rates are below the long-run average despite feeling high.

2021 pandemic low

2.65%

Record low, Jan 2021. Rates at this level are unlikely to return without a major recession.

What you get as a rate watcher

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Rate alert

Email the moment the 30-yr average hits your target rate.
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Weekly Market Pulse

Every Friday — what moved, what it means, what's next.
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Thursday rate updates

Freddie Mac publishes Thursdays. We cover it the same day.
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Refi analysis

When to lock, when to float, and how to calculate your break-even.